8 more Saturdays.......

Can you believe it's November 1st?

I know you may not want to hear this 

but that means only 8 Saturdays left before Christmas!

I know....right?

I still have lots to do.

My crazy dream is to be done with all my Christmas projects

by the end of November (for the first time ever)

and just spend the month of December

enjoying all the wonders of the season

with my fantastic grandchildren.

We'll see how that all works out...ha!

When my friend died last month

it made me realize (again) that each day is a gift from God

and only He knows the number of our days.

It also made me think about the fact

that there are a couple of things that I would 

really like to change in my life.

Which reminds me of a movie quote from

 Grumpy Old Men

when Burgess Meredith says

"You can wish in one hand, 

and crap in the other......

which one do you think will fill up first?"

I can wish all day long 

that things will change,

but in the end I have to make those changes.

Some people have a lengthy "bucket list".

I'm a simple girl. 

I don't want to sky dive,

or zip line through the canopy of the Rain Forrest.

I feel so incredibly blessed in this life.

Right now there are only 2 things on my list.

First, I'd like to be physically fit.

I have spent the past year changing my eating habits

and that has been so incredibly hard,

but so incredibly rewarding at the same time.

But now I need to get the whole exercise thing down.

So I joined the 24hr Fitness

and I've proceeded to destroy myself on a regular basis :)

Also I really want to get our financial house in order.

I've been reading Debt Proof Living by Mary Hunt

and I'm working towards living our lives by

10 - 10- 80.

Which means from each paycheck

you first give 10% to God, then 10% to savings

and learn to live on 80% of your income.

We've been on the 10 - 90 team for a long time.

Savings hasn't been an option.

It's amazing where you can cut expenses

when you really look at where your money goes.

I'm learning the difference between

needs vs wants.

That's a hard one for me......

(especially when fabric is on sale)

I really want to be able to look back

at the end of each day

and say to myself that I took one step forward

towards reaching my goals.

(And who knows,

if I get fit and have money in savings......

I just might decide to try that zip line after all :)